Is it time for a financial MOT?

Posted on May 1, 2025 by - Uncategorized

Helping you secure a smoother ride towards a brighter future

Consider your finances as a well-loved car that you’ve depended on for years. It helps you reach your destinations, but like any trusted vehicle, it requires regular care and attention. Just as an annual service keeps your car running smoothly and safely, a financial check-up ensures that your money matters are functioning at their best and moving in the right direction.

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Bridging the financial gap across generations

Posted on May 1, 2025 by - Uncategorized

Why planning, talking and taking action now can secure your family’s future

There is rarely a perfect moment to discuss finances, particularly with older relatives. It’s a sensitive topic, often accompanied by emotions and discomfort. However, avoiding these conversations can lead to unnecessary stress and uncertainty in the future. Financial strains, such as unexpected medical bills or inadequate retirement savings, can impose a heavy burden on families, not just emotionally but also practically.

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Trump’s tariffs create turbulence in global markets

Posted on May 1, 2025 by - Uncategorized

Remaining focused on established investment principles is essential

The first quarter of 2025 has been anything but steady for global markets. With the arrival of President Donald Trump’s new administration in the United States, economic tensions have surged worldwide. Global stock markets have been left rattled as sweeping tariffs, intended to bolster the American economy, were introduced. However, while these measures may aim to stimulate domestic growth, their ripple effects are reshaping global trade, inflation and investor sentiment.

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Talking to your children about investing

Posted on May 1, 2025 by - Uncategorized

How to prepare the next generation for financial success

When it comes to teaching children life skills, financial literacy is often overlooked. However, initiating conversations about money and investing at a young age can lay a solid foundation for good financial habits later in life. If discussing investing feels daunting, don’t worry. Here are some practical tips for introducing your children to the world of finance in an engaging and easy-to-understand manner.

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Have you lost track of your pension pots?

Posted on May 1, 2025 by - Uncategorized

Step-by-step guide to help you reclaim your lost pensions

It is easier than many people realise to lose track of an old pension pot. Changes and milestones in life, such as starting new jobs, moving houses or even changing your name, can make it challenging to keep track of your retirement savings.

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Investing for your financial future

Posted on May 1, 2025 by - Uncategorized

What savers need to know about UK pensions to make informed choices

When saving for retirement, understanding where your pension is invested is crucial for securing your financial future. For many savers, the appeal of UK investments is significant. A recent study revealed that 37% of savers would prefer UK investments if they offer returns comparable to global options[1]. Interestingly, an additional 16% are willing to prioritise domestic investments, even if it means accepting lower returns.

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Understanding fixed interest investing

Posted on May 1, 2025 by - Uncategorized

Looking for a steady approach to building your portfolio?

Bonds can provide stability and income for your investment strategy. They are often viewed as a ‘safer’ and more stable option, particularly in today’s unpredictable economic environment. Fixed interest investing, also referred to as fixed income or bond investing, can deliver a reliable and steady income stream.

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How much is enough for your retirement?

Posted on May 1, 2025 by - Uncategorized

The best way to foresee your future is to prepare for it now

Planning for retirement is one of the most important financial decisions you’ll face in your lifetime. With many factors to consider, including income needs, inflation, investment strategies and unexpected life events, it’s easy to feel overwhelmed. Remember, the best way to foresee your future is to prepare for it now.

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Safeguarding investments in a volatile market

Posted on May 1, 2025 by - Uncategorized

Planning for stability by diversifying your investment portfolio

Diversifying your investment portfolio can feel like navigating a maze, especially when unexpected events disrupt financial markets. However, diversification offers a solution to tariff uncertainty. The recent tariffs announced by President Trump, coupled with the resulting market volatility, serve as stark reminders of the importance of diversifying your investments to weather economic storms.

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Transferring wealth to the next generation

Posted on May 1, 2025 by - Uncategorized

What to consider when planning your legacy

Transferring wealth to the next generation is one of the most important financial decisions you will make in your lifetime. The assets you have carefully built over the years – whether they are property, investments, savings or sentimental items – are a testament to your hard work and dedication. Naturally, you will want to ensure that these assets are preserved, safeguarded and transferred in a manner that benefits your loved ones or chosen beneficiaries.

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