Monthly Archives: March 2014

Time to review your retirement provision?

Posted on March 3, 2014 by - News, Retirement

Keeping track of your pension portfolio pays dividends
If you’ve accumulated numerous workplace pensions over the years from different employers, it can be difficult to keep track of how they are performing. There is a danger that long-forgotten plans may end up festering in expensive, poorly performing funds, and the paperwork alone can be enough to put you off becoming more proactive. (more…)

Investing for retirement

Posted on March 3, 2014 by - News, Retirement

Building a savings pot to provide income when you retire
Investing regularly from as young an age as possible, while taking advantage of various tax incentives, is the logical way to achieve this. (more…)

Overseas assets

Posted on March 3, 2014 by - Investment, News

Investors should not delay in disclosing their assets
With the latest HM Revenue & Customs (HMRC) campaign aimed at targeting investors with overseas assets, some investors could be worried about the impact this could have on their overseas investments, and others could be put off from investing overseas altogether. However, it’s not all doom and gloom. Once assets have been appropriately disclosed, there are ways in which the investments can be restructured, or new investments made, to make them more efficient going forwards. (more…)

Taking vital steps before the new tax year

Posted on March 3, 2014 by - Protection, Wealth Creation

You need to act fast to avoid next year’s child benefit charges
Families impacted by the high income child benefit charge need to act now to limit or avoid it in the next tax year. Doing this could make them potentially up to £2,449 better off, but they only have until the 6th April 2014 to take some vital steps for the 2013/14 tax year, according to Standard Life. (more…)

Generating market-beating returns

Posted on March 3, 2014 by - Investment, News

How much risk are you willing to take?

It is impossible for an active manager to always outperform the market, but through the process of stock selection, active management introduces the potential of generating market-beating returns. (more…)

Do you have enough money to retire comfortably?

Posted on March 3, 2014 by - Retirement, Wealth Creation

New data shows consumer confidence improving but worry is still strife
Data recently released by Aviva shows that over half (55%) of UK consumers worry that they will not have enough money to provide an adequate standard of living when they retire, with 18% of consumers saying they do not hold any form of savings or long-term investment products. Almost the same proportion of consumers (49%) think they will have to work beyond the normal retirement age. (more…)

Tax attack

Posted on March 3, 2014 by - Investment, Protection, Wealth Creation

Legitimate planning could save you money by reducing a potential tax bill
With tax increases the prospect for the foreseeable future, it is essential that you make the most of every available tax relief. Using the tax breaks available to you also makes good financial sense. (more…)

Investor outlook

Posted on March 3, 2014 by - Investment

Tentative signs of economic growth
Tentative signs of economic growth, receding risks, plentiful nearly free liquidity and financial markets on fire – what was not to like about the investment landscape at the end of 2013? It is tempting to believe that what happened ‘yesterday’ will happen again ‘tomorrow’ (especially if momentum has been paying off, as it did in 2013). So what is the potential outlook for investors this year? (more…)