Are annuities included in your retirement income plans?
Posted on July 1, 2025 by admin - Uncategorized
Monthly Archives: July 2025
How gut instinct is guiding financial futures
Posted on July 1, 2025 by admin - Uncategorized
A new report reveals that millions rely on guesswork when planning for retirement
Millions of UK adults are approaching retirement more guided by intuition than by careful planning, according to recent report findings[1]. The research reveals that 1 in 6 people (16%) rely on gut instinct to determine how much they will need for a financially secure retirement. Alarmingly, nearly two in five (39%) have not calculated their retirement needs at all.
Fresh opportunities to maximise your savings potential
Posted on July 1, 2025 by admin - Uncategorized
Making the most of your new tax allowances for the 2025/26 year
As we are now a few months into a new tax year, it presents new opportunities to maximise your money. With new tax allowances available and another year to benefit from tax-efficient savings, now is the ideal time to organise your finances. Acting early can help you maximise your returns throughout the year and ensure you make the best financial decisions. Here’s why you ought to consider taking action now and how professional financial advice enables you to stay ahead.
Who will inherit your pension? Find out now!
Posted on July 1, 2025 by admin - Uncategorized
Understanding the importance of nominating a beneficiary
A new study reveals a startling insight. As many as one in six (15%) individuals with a partner are unclear about who will receive their pension savings if they pass away before accessing them[1]. Even more concerning, this figure rises to nearly one in five (18%) among the Silent Generation (aged 79 and older). Such statistics highlight the urgent need for improved awareness and planning regarding pension inheritance.
Navigating market uncertainty
Posted on July 1, 2025 by admin - Uncategorized
How to build long-term wealth with a tailored strategy
Market volatility is an unavoidable aspect of investing. Geopolitical events, such as the invasion of Ukraine, trade wars, inflationary pressures, and alterations in interest rates, are among the numerous factors that lead to market fluctuations, sometimes significantly. When markets change, especially during rapid declines, it can be challenging not to react. Nevertheless, history shows that you are more likely to reach your long-term investment goals if you have a strategy and stick to it across all market conditions.
Thinking of retiring overseas?
Posted on July 1, 2025 by admin - Uncategorized
Understanding the impact of a frozen state pension on your retirement income
Retiring abroad may appear to be a dream come true, but for some British pensioners, it could carry a hidden financial cost. If you move to certain countries outside the UK after retirement, your state pension could be “frozen.” This means you will not receive the usual annual increases granted under the triple lock system.
Two-thirds of UK adults are concerned about affording care in later life
Posted on July 1, 2025 by admin - Uncategorized
Rising costs, independence, and the necessity for proactive financial planning
Recent data highlights a growing concern about the affordability of care and the maintenance of independence in retirement. Research has shown significant worries among UK adults regarding how they will finance care needs and medical expenses in later life.
Getting your financial plan in order
Posted on July 1, 2025 by admin - Uncategorized
Setting the course for a secure future
As we enter the second half of 2025, the same familiar issues continue to affect the financial landscape. Inflation, although easing, still impacts spending power. Meanwhile, a series of stealth tax increases is gradually boosting government tax receipts. It’s a complex environment; however, there has never been a better opportunity to review and refresh your financial plan.
Preparing for retirement: What you need to know
Posted on July 1, 2025 by admin - Uncategorized
How to navigate your transition to life after work
The age at which you decide it’s time to take life easy is a very personal choice. When your retirement day arrives, you can toss away your alarm clock, bid farewell to your commute, and discard those restrictive business suits.
Helping your elderly parents face their financial needs
Posted on July 1, 2025 by admin - Uncategorized